Social media apps like TikTok have become quick ways for people to share stories and advice about car accidents and insurance claims, especially in big cities like New York. However, not everything on these social platforms is true. In fact, misleading videos and posts often spread myths about what happens after a car accident and the legal steps that follow. Even though some social media posts might be entertaining or convincing, they can easily give people the wrong idea. Trusting this wrong information can put car accident victims at a disadvantage or even lead them to make costly mistakes. In this article, we’ll clear up these myths, explain the real process for handling car accident cases in New York, and suggest how victims can best protect their rights.
Why “Crash Content” Goes Viral
On TikTok, you’ll now find all kinds of car accident clips and wild stories. Some people even stage crashes and film them, hoping to spark attention or claim fake injuries for insurance money. Reports in New York City show that there have been many more staged accidents over the last year, with New York ranking one of the highest for these insurance scams. In some cases, people cause collisions on purpose, then make their injuries look worse to get more money from insurance companies.
Watching these clips online might make these scams look acceptable, or even clever, when they are in fact crimes that hurt real people. Insurance fraud in New York not only leads to high costs for insurance companies, but also means everyone’s insurance bills go up. Authorities know this is a problem—they take these incidents seriously and charge people with insurance fraud if caught. It’s important for honest accident victims to focus on the truth, work with real professionals, and make sure they collect good records after any car collision.
Common Social Media Myths About Car Accident Claims
Misunderstandings spread quickly on social media, sometimes making victims believe things that simply aren’t true. Here are a few of the biggest myths and the facts behind them.
Myth 1: “Posting on Social Media Proves Your Case”
Some believe that by sharing photos or updates about their injuries online, they’re strengthening their claim. The truth is the opposite—anything you post can be used against you by insurance adjusters or lawyers on the other side. For example, if you share a happy selfie or casual activity after an accident, it might be wrongly argued that you’re not hurt as badly as you say. If you’re dealing with a car accident, it’s best to keep your accounts private and avoid any public discussion about your crash or injuries.
Myth 2: “Anyone Can Easily Fake a Claim and Get Paid”
Viral videos often talk about getting “easy money” from car accidents, especially if someone exaggerates an injury. This information is harmful as well as illegal. Not only do most insurance companies require detailed records and proof of real injuries, but making a dishonest claim can lead to criminal charges. Unfortunately, these risky behavior spreads online but is far from easy or safe; being truthful, gathering real medical proof, and following the law is the only path that works in the long run.
Myth 3: “You Don’t Need a Lawyer—Settle It Yourself”
Online influencers sometimes claim you can quickly solve an accident case just by dealing directly with insurance companies. In reality, car accident laws in New York are complex. Without legal advice, people often get paid far less than they deserve or miss an important deadline entirely. A skilled car accident lawyer new york will know what documentation is necessary, can handle tough negotiations, and help you avoid falling for insurance company tricks.
Myth 4: “Videos and Photos Make You Instantly Right”
Evidence such as accident videos or photos can help, but they don’t tell the full story. For example, a camera might miss important clues about what either driver was doing before the crash. New York also follows a “comparative fault” law, which means your case is decided based on everyone’s role in the accident—including your own. That’s why a professional investigation and proper legal help matter just as much as snapping a few photos with your phone.
What Really Happens After a Car Accident in New York
First Steps Matter Most
Anyone in a car accident should begin by making sure everyone is physically okay and calling for help if needed. In New York, it’s mandatory to contact the police if there are injuries or major property damage. Having a police report lays out an official record which can be very important later on. It’s also necessary to tell your insurance company right away about the accident—waiting can hurt your chances of getting medical bills covered, even if the crash wasn’t your fault.
How Insurance Works in New York
New York uses a “no-fault” system. This means your own insurance policy pays some or all of your medical expenses after a crash, no matter who caused it. But if you have serious injuries, the law does allow you to seek more damages by filing a claim against the driver who caused the accident. The law looks at each driver’s responsibility and may reduce your final payout if you are found to have partly caused the accident.
The Legal Timeline for Accident Cases
Not every case settles quickly. Many start with lots of paperwork and back-and-forth negotiation before heading to court if a fair agreement can’t be reached. Gathering all the needed proof and building a case takes time—sometimes several months to a few years. A lawyer’s guidance is key to managing deadlines, making sure you don’t lose out due to a technicality, and negotiating from a stronger position.
Why Accidents Happen—And Who’s at Fault
With busy roads and so many drivers, New York sees accidents from many different causes, such as using a phone behind the wheel, speeding, ignoring red lights, or drivers rushing to deliver goods. If one car has a driver working for a company, that business might be responsible too, adding another layer of complexity to finding out who should pay.
Safe Use of Social Media After a Crash
Many victims underestimate what social media reveals. Insurance companies look everywhere for doubt and, if they find a video or photo that casts the victim’s story in a different light, it can seriously hurt a claim. Here’s what to do:
- Pause sharing and think before posting after your accident.
- Set your social media settings to private.
- Avoid mentioning accident details or health updates.
- Double-check any photos or videos for information that can be misunderstood.
- Talk to a legal expert before sharing anything about the accident online.
Getting Professional Legal Help Is Crucial
The car accident legal process in New York can be complicated. Getting correct advice from a professional law firm, such as Niamehr Law Firm, can make a huge difference in how your claim is handled and how much you’re compensated. Their team knows how to handle lawyers and claims adjusters for the other side and will help make sure online misinformation doesn’t weaken your case.
Summing It All Up
Although TikTok and social media can spread attention-grabbing stories, they often miss the facts about real car accident cases in New York. Following viral advice over professional guidance can make you lose valuable rights or settle for less. Focus on working with a trusted lawyer, follow proper legal steps, and be aware of the risks of social media. In the end, protecting your rights and getting full compensation depends on trusting real experts and smart choices, not online rumors.